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Payment Gateway for Computer Repair Merchant

Get a Smart Payment Solution Reliable Merchant Services for Established Enterprises. The importance of a rich virtual terminal and gateway is a key aspect for any new enterprise to be successful and profitable. Business dealings with international merchant services that offer technical support are indispensable. A stable and a good integrated payment gateway setup solution create a long-term relationship and set’s a strong foundation for clients. The merchant services model is quite simple and there are combinations of solutions tailored to suit a particular business. It is wise to choose a merchant account service provider who can give options while considering acceptance of credit cards. Selecting the right merchant service provider has a huge impact on the daily and future operations of your business. The questions to be asked while selecting a potential merchant service companies are:

  • Do they sell on-line or in store?
  • Are we comfortable in adapting new technology?
  • Does a higher Processing fee justify your business needs?
  • Is the security of your credit card processing system safe?
  • Can mobile payments like iPhone/Android Mobile Apps benefit the business?
  • Does a fully integrated payment processing system benefit your startup /established enterprise?

The stability, maintaining complete control of all in- house transactions, effectively and efficiently is the highlight of a high-risk payment gateway. High risk gateway handles every aspect right from:

  • Transaction Processing
  • Risk and Underwriting Settlement
  • Chargeback Prevention and Management
  • Transaction and Processing Reporting
  • 24 Hour Customer Service

High Risk vs Low Risk Processor

The major difference between the High Risk vs. Low Risk merchant services essentially are on the additional fees which high risk category of businesses have to bear. Any business model which is dealing with credit card not present transaction comes in the bucket of high risk category. The riskiest transactions are the one done over the phone and internet, which may involve huge transaction amount. Computer Repair services, Remote PC Technical Support, come in the high-risk bucket as: Presence of PC Technical Support companies is established in different countries than those of its customers. Chargebacks are unavoidable as customers frequently dispute the charges and ask for refunds.

The merchant account service providers or the multiple underwriting banks may not underwrite the above businesses due to the level of risk involved in the transactions and hold back settlements or require a reserve to offset the risk or terminate the account. Having a low charge back ratio on the Visa/MasterCard as low as 2 percentage reduces the fines on the credit card processor, is the key to good customer service, and mitigation of frauds and good opportunities as banks usually have an eye set in the ideal ratio.

High Risk Payment Gateway Options

A payment gateway is an intersection between the plugged-in provider who trades his products, services which may associate buying, manage invoices, ship orders, and send e-mail confirmations among the other tasks and assorted e-commerce websites. A Payment gateway is a link between the online merchant account who sells his products, services which may involve buying, manage invoices, ship orders, and send e-mail confirmations among the other tasks, and the various E-commerce websites. It is very difficult to for High Risk business to get the service providers if their accounts are Denied/Shut/Terminated by big service providers like FirstData, Paypal due to High Chargeback ratios, A poor credit history. If the businesses are related to Adult Entertainment, Legal, Financial Markets which are categorized as High risk. A meager credit history

Startup Companies are Approved

Startups have great difficulty in obtaining a merchant account as banks do not want to take the risk on themselves. Merchant Service Providers always look for a worthy credit card transaction history for providing services to new businesses. Rolling reserve again poses a challenge for new businesses as even a small amount of money blocked impacts their business. It is best to choose service providers who have dealt with High risk companies offering a No Rolling Reserve option in their merchant account.

Startups have enormous hindrance in pocketing a merchant account as banks do not want to take the risk on themselves. Merchant Service Providers always look for a worthy credit card transaction history for providing services to new businesses. Rolling reserve again poses a challenge for new businesses as even a limited magnitude of capital blocked, impacts their business. It is best to choose service providers who have traded with high risk companies offering a No Rolling Reserve privilege in their merchant account.

What are Your Options for Processing Payments

Options for good payment solutions for high risk businesses could range from looking for an offshore merchant account to have a fair chance in having the ease of doing business as domestic merchant account are very stringent in assessing the credit worthiness and may reject the business application downright. However domestic merchant accounts have low rates and have set of advantages. Striking the balance with the merchant service provider who offer for both offshore and domestic payment solution which suits the business requirements is a key to get good and friendly services.

Selecting the Best Provider

Choosing the best features of a good payment solution. For a rise in the business, a good merchant account service provider with a reliable relationship is of great necessity, features which include: Faster Account Approval- within 3 days is ideal Avoid unnecessary fees like PCI Compliance Fees, Statement Fees. Look for a Processor that has No Hidden Charges, Low Discount Rates, Quick Turnaround Time, Weekly or Daily Payouts, ACH Payments. Online gateways are also compatible with large number of shopping cart brands such as Shopify, Woocommerce, Wix, Magneto to name a few. Good 24/7 Customer support to address all queries. To sustain and grow in your business, a reliable merchant account is a must.